CLUB ACCOUNTS
Minimum Balance to Open - $100.00
| Account Type | Monthly Fee |
|---|---|
| Club Checking | $8.00 |
| Club Family | $10.00 |
| Club 50* | $4.00 |
| Club 50* Family | $6.00 |
*Account Holder must be 50 years of age or older
Benefits:
- Accidental death insurance
- Credit file monitoring
- Identity theft victim assistance
- Cash back rewards
- Complimentary check order annually
- Discounted purchase of money orders and cashier’s checks
- Unlimited Check Writing
- Debit Card
- Electronic Transactions
- Paper Statements
- E-Statements
- Digital Banking
- Mobile Banking
- Overdraft Privileges (subject to qualification)
PERSONAL CHECKING
Minimum Balance to Open - $100.00
Non-interest bearing
| Min. Daily Balance | Monthly Svc. Charge |
|---|---|
| $ 0.00 - $499.99 | $6.00 |
| $500.00 or more | NONE |
Paper Statement $2.00 Monthly (waived if over age of 62)
Benefits:
- Unlimited Check Writing
- Debit Card
- Electronic Transactions
- E-Statements
- Digital Banking
- Mobile Banking
- Overdraft Privileges (subject to qualification)
Monthly Service Charge Waived if:
- less than 5 checks paid per statement cycle
- Senior citizens (62 and older)
- Not-for-Profit Organization
- Minimum balance of $1,000 in Statement Savings Account
- Combined daily balance of $10,000 in a loan, CD, IRA, checking
ULTIMATE ACCOUNT
Minimum balance to open account - $5,000.00
Interest compounds daily and added in monthly.
| Min. Daily Balance | Monthly Svc. Charge |
|---|---|
| $ 0.00 - $4,999.99 | $10.00 |
| $5,000.00 or more | NONE |
Lower interest rate earned for balances below $5000.00.
Paper Statement $2.00 Monthly (waived if over age of 62)
Benefits:
- E-Statements
- Digital Banking
- Mobile Banking
Monthly Service Charge Waived if:
Combined daily balances of $10,000 in a loan, CD, IRA, checking or savings account.
COMMERCIAL CHECKING
Minimum Balance to Open - $500.00
Non-interest bearing
| Min. Daily Balance | Monthly Svc. Charge |
|---|---|
| $0.00 - $9,999.99 | $10.00 |
| $10.00.00 - $19,999.99 | $5.00 |
| $20,000.00 or more | NONE |
Paper Statement - $4.00 Monthly
50 checks processed at no additional fee
Excess per check fee is $0.25 each
Monthly service charge waived if:
- Less than 5 checks paid per statement cycle
Monthly Service charge and excess per check charges waived if you maintain either:
- Minimum daily balance of $20,000 or more
- Total loan balances of $50,000 or more
COMMERCIAL INTEREST CHECKING
Minimum Balance to Open - $20,000.00
Interest compounds daily and is credited monthly
| Min. Daily Balance | Monthly Svc. Charge |
|---|---|
| $ 0.00 - $19,999.99 | $10.00 |
| $20,000.00 or more | NONE |
Paper Statement - $4.00 Monthly
20 checks processed at no additional fee
Excess per check fee is $0.25 each
To report a lost or stolen debit card after business hours, please call (888) 297-3416
For credit cards, please call (800) 367-7576
REMEMBER: Kentland Bank will never call, text, or email you for your account information. If you get one of these, it is a scam. Please just hang up the phone, delete the text or email and don’t give them any information. Kentland Bank does not sell or solicit non-financial products. Contact one of our branches if you have any questions. Or, visit our Protect Yourself page to learn more about Cyber Crime.
