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Kentland Bank offers a full array of banking products, which includes personalized service for all of your banking needs. We also recognize the future needs of our customers and are currently planning the technology needed.
Internet Banking or Enrollment
CHECKING ACCOUNTS
THE CLUB – over 20 great benefits for only $7.00/month Back to Top
$3.50 if 50 or older
- No minimum balance
- Personalized Club checks
- Travelers checks at no issue charge
- Accidental death insurance
- Credit card protection
- Savers Club discount book
- Luggage protection
- Photocopy service
- Prescription drug program
- Plus many more benefits - contact us for full details
PERSONAL CHECKING Back to Top
BASIC BANKING Back to Top
- Minimum balance to open account - $100.00
- $1.50 monthly service charge
- Per check charge $0.25 each.
- Non-interest bearing.
DIRECT DEPOSIT ACCESS ACCOUNT Back to Top
- Minimum balance to open account - $100.00
- Non-interest bearing
- Access by ATM card only
- No check writing
- Monthly service charge $3.00
- This account is only available for customers with electronic direct deposit.
- Cash withdrawal is available by ATM card only.
INSURED MONEY-MARKET CHECKING Back to Top
- Minimum balance to open account - $2,500.00
- Interest compounds daily and is credited monthly
| Minimum Balance |
Monthly Service Charge |
| $2,500.00 or more |
NONE |
| $2,499.99 – 1,000.00 |
$5.00 |
| Below $1,000.00 |
$10.00 |
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- 30 checks processed per month at no additional fee.
- Excess per check charge $0.25 each.
- Service Charge and Excess Check Charges waived if:
- Minimum balance in a statement savings account of $1,000.00
- Or combined minimum balance of $10,000 in a: CD, IRA, Money Market Savings, Checking, Ultimate Account or Loan Account
- Not available to corporations or partnerships by law.
INSURED MONEY-MARKET SAVINGS Back to Top
- Minimum balance to open account - $2,500.00
- Interest compounds daily and is credited monthly.
| Minimum Balance |
Monthly Service Charge |
| $2,500.00 or more |
NONE |
| $2,499.99 – 1,000.00 |
$5.00 |
| Below $1,000.00 |
$10.00 |
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- Maximum of six debits per statement cycle, including no more than three third-party checks.
- Excess withdrawal fee - $10.00 each.
ULTIMATE ACCOUNT Back to Top
- Higher rate investment account
- Interest compounds daily and is credited monthly
- Minimum balance to open account - $15,000.00
- Maximum of six debits per statement cycle, including no more than three third-party checks. Excess withdrawal fee - $10.00 each.
- If minimum balance is less than $15,000.00 - $10.00 monthly service charge and lower rate paid.
- Debit/ATM cards available on all consumer checking accounts. Separate application required.
COMMERCIAL SERVICES
COMMERCIAL CHECKING Back to Top
- Minimum balance to open account - $500.00
- Non-Interest bearing
- Minimum Balance Monthly Service Charge
| $0.00 – 499.99 |
$8.00 |
| $500.00 – 999.99 |
$6.00 |
| $1,000.00 - $1,499.99 |
$4.00 |
| $1,500.00 - $1,999.99 |
$2.00 |
| $2,000.00 or more |
NONE |
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- 50 checks processed per month at no additional fee.
- Excess per check charge $0.25 each.
- Monthly Service Charge and Per Check Charge waived if Minimum balance is $3,000.00 or more.
OTHER COMMERCIAL SERVICES Back to Top
- Night Depository Service $25.00/yr.
- Extra Locking Bag $10.00 ea.
- Visa/MasterCard Merchant Ask for Details
- Fine Sorting Checks $10/1,000; $5/minimum
SAVINGS ACCOUNTS
STATEMENT SAVINGS ACCOUNT Back to Top
- Minimum balance to open account - $150.00
- Monthly Service Charge if balance falls below $150.00 is $2.00. This charge will be waived for minors, senior citizens, not-for-profit organizations, or if $1,000.00 or more average monthly balance.
- Withdrawals made at lobby or drive-up teller windows in excess of three per month will be charged $2.00 each as excess withdrawal fee.
- Interest compounds daily and is credited quarterly.
CERTIFICATES OF DEPOSIT Back to Top
- We offer a variety of maturities and rates.
INDIVIDUAL RETIREMENT ACCOUNTS & KEOGHS Back to Top
- Plan for your retirement and save on your taxes, too. See us for details.
CHRISTMAS CLUB Back to Top
- Be ready for Christmas by saving for it all year. See us for details.
SAFE DEPOSIT BOXES Back to Top
| BOX SIZE |
ANNUAL RENT* |
BOX SIZE |
ANNUAL RENT* |
| A |
$15.00 |
E |
$30.00 |
| B |
$15.00 |
F |
$35.00 |
| C |
$20.00 |
G |
$50.00 |
| D |
$25.00 |
H |
$75.00 |
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Drill fee $65.00 minimum or actual cost
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Lost Key Charge $10.00 each
*Discount if Automatic Payment from your checking or savings account of $5.00/yr.
- FINANCIAL COUNSELING Back to Top
- CREDIT LIFE INSURANCE
- ACCIDENT & HEALTH INSURANCE
- TRUST SERVICES
We offer trust services including real estate contracts, escrows, safekeeping, and farm management. For detail, ask to see a trust department representative.
LOAN SERVICES Back to Top
AGRICULTURAL
| Lines of credit |
Equipment Leasing |
| Equipment loans |
Guaranteed loans |
| Farm real estate purchase |
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BUSINESS
| Inventory/Accounts receivable |
Equipment leasing |
| Equipment/Fixtures |
SBA Guaranteed loans |
| Commercial real estate |
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PERSONAL
| Line of credit |
Auto purchase |
| Home purchase |
Unsecured |
| Home improvement |
Student loans |
| Home equity |
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MISCELLANEOUS SERVICES Back to Top
| U.S. Savings Bond |
Drive-in Banking |
Night Depository |
| Automated Teller Machines |
Bank-by-mail |
ATM Cards |
| 24-Hour Touch-tone Banking |
Debit Cards |
Credit Cards |
| Debit Cards |
Direct Deposit |
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OUR PEOPLE CARE! It's our policy . . . It's our promise.
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Checking Accounts