Products & Services - Checking


Club Checking
Several account products with over 15 benefits such as accidental death insurance, credit file monitoring, identity theft victim assistance, cash back rewards, interest option and much more. Contact us for details about our most popular checking accounts.

Personal Checking
Non-Interest Bearing
Minimum Balance to Open Account - $100
30 Checks Processed Per Month
Excess Check Charge - $0.25 Each

Minimum Balance
$000.00 - $249.99 = $8 Monthly Service Charge
$250.00 - $499.99 = $6 Monthly Service Charge
$500.00 - $749.99 = $4 Monthly Service Charge
$750.00 - $999.99 = $2 Monthly Service Charge
$1,000.00 or more = No Service Charge

Service Charge and Per Check Charge will be Waived if:
Senior Citizen (62 or older)
Not-For-Profit Organization
Average Daily Balance Equals $1,500+
Less than 5 Checks Paid Per Statement Cycle
Minimum Balance in Statement Savings Account Equals $1,000+
Combined Minimum Balance of $10,000+ in a Loan, CD, IRA, Checking or Savings Account


Basic Banking
Non-Interest Bearing
Minimum Balance to Open Account - $100
Monthly Maintenance Fee - $1.50
Per Check Charge - $0.25


Direct Deposit Access
Non-Interest Bearing
Electronic Direct Deposit Required
Minimum Balance to Open Account - $100
Monthly Service Charge - $3.00
Per Transaction Fee for Use of a Non-Kentland Bank ATM - $2.00
Access Via ATM Card Only
No Check Writing


Money Market Checking
Minimum Balance to Open Account - $2,500
Interest Compounds Daily, Credited Monthly
30 Checks Process Per Month with no Additional Fees
Excess Check Charge - $0.25 Each

Minimum Balance
$2,500+ = No Monthly Service Charge
$2,499.99 - $1,000 = $5 Monthly Service Charge
Under $1,000 = $10 Monthly Service Charge

Service Charge and per Check Charge will be Waived if:
Minimum Balance in Statement Savings Account of $1,000
Combined Minimum Balance of $10,000 in a Loan, CD, IRA, Checking or Savings Account



Money Market Savings
Minimum Balance to Open Account - $2,500
Interest Compounds Daily, Credited Monthly
Maximum of 6 Debits Per Statement Cycle By Law
Excess Debit Fee - $10 Each

Minimum Balance
$2,500+ = No Monthly Service Charge
$2,499.99 - $1,000 = $5 Monthly Service Charge
Under $1,000 = $10 Monthly Service Charge


Ultimate Account
Minimum Balance to Open Account - $15,000
Interest Compounds Daily, Credited Monthly
Lower Rate Paid if Balance Falls Below $15,000
Maximum of 6 Debits Per Statement Cycle By Law
Excess Debit Fee - $10 Each

Minimum Balance
$15,000+ = No Monthly Service Charge
Under $15,000 = $10 Monthly Service Charge

Debit/ATM Cards Available on All Consumer Checking Accounts ~ Separate Application Required


Contact your local branch office for full details!