CHECKING


Checking Accounts

Club Accounts

  • Our most popular account group
  • Over 15 benefits including: accidental death insurance, credit file monitoring, identity theft victim assistance, cash back rewards, and much more. Contact your local branch for more details
Account Type                                   Monthly Fee

     Club 50*                                                $3.50
     Club 50* Family                                $5.50
     Club Checking                                    $7.00
     Club Family                                          $9.00
  • $100 minimum deposit to open
  • 30 checks processed per month at no additional fee
  • Excess per check fee is $0.25 each
    • Waived if account maintains a minimum daily balance of $1,000 or an average daily balance of $1,500
  • $2 per transaction fee at Non-Kentland Bank ATM's

Account Type                                   Monthly Fee

     Club 50* w/ Interest                        $3.50
     Club 50* Family w/ Interest        $5.50


  • $2,000 minimum deposit to open
  • Interest compounds daily and is credited monthly (Ask for current interest rate at your local branch)
  • 30 checks processed per month at no additional fee
  • Excess per check fee is $0.25
    • Waived if account maintains a minimum daily balance of $1,000 or average daily balance of $1,500
  • $2 per transaction fee at Non-Kentland Bank ATM's
* Owner of the account must be 50 years of age or older

Personal checking

  • Non-interest bearing
  • $100 minimum deposit to open
  • 30 processed checks per month
  • Excess check fee is $0.25 each
  • $2 per transaction fee at Non-Kentland Bank ATM's

Minimum Balance

      $0 - $249.00 = $8 monthly service charge
$250 - $499.99 = $6 monthly service charge
$500 - $749.99 = $4 monthly service charge
$750 - $999.99 = $2 monthly service charge
$1,000 or more = no service charge

Service charge and per check charge will be waived if:
  • Senior Citizen (62 and older)
  • Not-for-profit organization
  • Average daily balance = $1,500+
  • Less than 5 checks paid per statement cycle
  • $1,000+ minimum balance in Statement savings account
  • $10,000+ combined minimum balance in a loan, CD, IRA, checking or savings account

Basic banking 

  • Non-interest bearing
  • $100 minimum deposit to open
  • $1.50 monthly maintenance fee
  • $0.25 per check fee
  • $2 per transaction fee at Non-Kentland Bank ATM's

direct deposit access

  • Non-interest bearing
  • Electronic direct deposit required
  • Access via ATM card only
  • No check writing
  • $100 minimum deposit to open
  • $3 monthly service charge
  • $2 per transaction fee at Non-Kentland Bank ATM's

ultimate account

  • $15,000 minimum deposit to open
  • Earns a higher rate of interest for balances > $15,000; if Balance < $15,000 earn Statement Savings Account rate
  • Interest compounds daily and is credited monthly.
  • Minimum Daily Balance Requirement < $15,000...$10/month service charge
  • A maximum of six debits  per statement cycle by law.
  • Excess debit fee is $10 each
  • $2 per transaction fee at Non-Kentland Bank ATM's

Money market checking

  • $2,500 minimum deposit to open
  • Interest compounds daily and is credited monthly
  • 30 checks processed per month at no additional fee
  • Excess per check fee is $0.25 each
    • Waived if minimum daily balance in a statement savings account of $1,000 or have a combined minimum daily balance of $10,000 in a loan, CD, IRA, checking, or savings account 
  • $2 per transaction fee at Non-Kentland Bank ATM's
Min.  Daily Balance   Monthly Service Charge

$   0.00  - $    999.99                          $10.00
$1,000  - $2,499.99                          $5.00
$2,500 or more                                   NONE

COMMERCIAL CHECKING

  • $500 minimum deposit to open
  • Non-interest bearing
  • Additional fees may be charged; subject to account analysis
  • Monthly service charge waived if <5 checks paid per statement cycle
  • 50 checks processed at no additional fee
  • Excess per check fee is $0.25 each
  • Service charge and excess per check charges waived if you maintain either:
    • Minimum daily balance of $20,000 or more
    • Total loan balances of $50,000 or more
  • $2 per transaction fee at Non-Kentland Bank ATM's
Min. Daily Balance   Monthly Service Charge

$0.00 - 9,999.99                                   $10.00
$10.00.00 - 19,999.99                      $5.00
$20,000.00 or more                           NONE


commercial interest checking

  • $20,000 minimum deposit to open
  • Interest compounds daily and is credited monthly
  • Additional fees may be charged; subject to account analysis
  • 20 checks processed per month at no additional fee
  • $2 per transaction fee at Non-Kentland Bank ATM's
Min. Daily Balance     Monthly Service Charge

$ 0.00 - 19,999.99                            $10.00
$20,000.00 or more                        NONE

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