Earn 5.00% cash back on debit card purchases!*
No points to track. No categories to remember. Just straightforward cash back every month you meet our simple qualifications.
Key Features of KB Cash Back Checking
- No Category Restrictions: Earn cash back on all qualifying purchases*
- ATM Fee Refunds: Refunds on ATM withdrawal fees, nationwide*
- No Monthly Fees: Enjoy checking without the fees
- Free checking that pays you back
- Get 5.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on as much as $200 in purchases monthly
- Earn as much as $120 cash back per year, $10 per month*
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free KB High Yield Saver to build savings automatically
- Free digital banking services including online and mobile banking
- Easily manage your account with online banking
- Make mobile deposits through mobile banking
- No monthly service fee
- No minimum balance to earn rewards
- $25 minimum deposit to open
Qualifications to Earn Cash Back
Enrollments must be in place and all of the following transactions and activities must post and settle to your KB Cash Back Checking account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit or ACH Payment or ACH Credit transaction
- Be enrolled in and agree to receive E-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free. And you can get right back to earning your cash rewards the very next cycle that you qualify.
*Reward Information: When your KB Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 in debit card purchases that post and settle to the account during that Monthly Qualification Cycle. A maximum of $10.00 in cash back payments may be earned per Monthly Qualification Cycle. Eligible debit card purchases may be signature-based or PIN-based purchases made with a Kentland Bank-issued debit card. ATM-processed transactions and debit card transactions processed by merchants and received by Kentland Bank as ATM transactions do not count as eligible debit card purchases. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your KB Cash Back Checking account during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements apply only to KB High Yield Checking or KB Cash Back Checking transactions at ATMs; KB High Yield Saver ATM transaction fees are not reimbursed or refunded. When your KB Cash Back Checking qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cashback payments and nationwide ATM withdrawal fee reimbursements will be credited to your KB Cash Back Checking account on the last day of the current statement cycle. Rewards and bonuses, if any, are variable and may change after the account is opened. No minimum balance is required to earn or receive the account’s rewards. Reward amounts of less than $0.01 will not be paid.
Additional Information: Account approval and other terms and conditions apply. $25.00 minimum deposit is required to open the account. Limit of one KB Cash Back Checking account per Social Security number as primary owner. A customer may be listed as a joint or secondary owner on another customer’s account, subject to account approval. There are no recurring monthly maintenance charges or fees to open or close this account. Other service fees may apply; see Kentland Bank’s fee schedule. Advertised information and rewards are based on all account qualifications being met during each Monthly Qualification Cycle. Contact a Kentland Bank service representative at 800-850-5155 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.
Member FDIC.
Use this calculator to determine your projected earnings from our KB High Yield Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
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- Total value at maturity $0
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- Annual Percentage Yield (APY)0.000%
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- Monthly deposit needed to reach goal $0
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- Estimated monthly payment $0
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Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
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Kasasa Saver*
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $15,000 | $x | 0.00% | 0.00% |
| $15,000+ | $x | 0.00% | 0.00% |
| All balances if qualifications not met | $x | 0.00% | 0.00% |
Qualifications
xx

