KB High Yield Saver

KB High Yield Saver — Linked to KB High Yield Checking

*Qualification Information: KB High Yield Saver rewards are based on the linked KB High Yield Checking account meeting its qualifications during the Monthly Qualification Cycle. To earn the qualified KB High Yield Saver APY, the linked KB High Yield Checking account must independently meet all applicable qualifications for that Monthly Qualification Cycle.

Reward Information: When your linked KB High Yield Checking qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your KB High Yield Saver account earn an APY of 2.50%. Daily balances over $100,000.00 earn an interest rate of 0.499% on the portion of the daily balance over $100,000.00, resulting in a range from 2.50% to 1.50% APY depending on the account’s daily balance. When your linked KB High Yield Checking qualifications are not met, the entire daily balance in the KB High Yield Saver account earns an interest rate of 0.05%, resulting in an annual percentage yield of 0.05%. Interest will be credited to your KB High Yield Saver account on the last day of the current statement cycle. If automatic savings is established, interest and nationwide ATM withdrawal fee reimbursements earned in the linked KB High Yield Checking account will be transferred to your KB High Yield Saver account the business day after the end of the statement cycle. APY = Annual Percentage Yield. APYs are accurate as of July 1, 2026. APY calculations are based on an assumed daily balance of $200,000.00 in your KB High Yield Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened. Rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Reward amounts of less than $0.01 will not be paid. Fees may reduce earnings.

Additional Information: Account approval and other terms and conditions apply. $25.00 minimum deposit is required to open the KB High Yield Checking account. $25.00 minimum deposit is required to open the KB High Yield Saver account. Limit of one KB High Yield Checking account and one KB High Yield Saver account per Social Security number as primary owner. A customer may be listed as a joint or secondary owner on another customer’s account, subject to account approval. There are no recurring monthly maintenance charges or fees to open or close these accounts. Other service fees may apply; see Kentland Bank’s fee schedule. A KB High Yield Checking account is required to open and maintain a KB High Yield Saver account. A linked KB High Yield Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each Monthly Qualification Cycle. Contact a Kentland Bank service representative at 800-850-5155 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.

KB High Yield Saver — Linked to KB Cash Back Checking

Qualification Information: KB High Yield Saver rewards are based on the linked KB Cash Back Checking account meeting its qualifications during the Monthly Qualification Cycle. To earn the qualified KB High Yield Saver APY, the linked KB Cash Back Checking account must independently meet all applicable qualifications for that Monthly Qualification Cycle.

Reward Information: When your linked KB Cash Back Checking qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $100,000.00 in your KB High Yield Saver account earn an APY of 2.50%. Daily balances over $100,000.00 earn an interest rate of 0.499% on the portion of the daily balance over $100,000.00, resulting in a range from 2.50% to 1.50% APY depending on the account’s daily balance. When your linked KB Cash Back Checking qualifications are not met, the linked KB Cash Back Checking account does not earn cash back or ATM fee refunds. In addition, the entire daily balance in the KB High Yield Saver account earns an interest rate of 0.05%, resulting in an annual percentage yield of 0.05%. Interest will be credited to your KB High Yield Saver account on the last day of the current statement cycle. If automatic savings is established, cash back payments and nationwide ATM withdrawal fee reimbursements earned in the linked KB Cash Back Checking account will be credited to your KB High Yield Saver account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs are accurate as of July 1, 2026. APY calculations are based on an assumed daily balance of $200,000.00 in your KB High Yield Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after the account is opened. Rates may change without notice to you. No minimum balance is required to earn or receive the account’s rewards. Reward amounts of less than $0.01 will not be paid. Fees may reduce earnings.

Additional Information: Account approval and other terms and conditions apply. $25.00 minimum deposit is required to open the KB Cash Back Checking account. $25.00 minimum deposit is required to open the KB High Yield Saver account. Limit of one KB Cash Back Checking account and one KB High Yield Saver account per Social Security number as primary owner. A customer may be listed as a joint or secondary owner on another customer’s account, subject to account approval. There are no recurring monthly maintenance charges or fees to open or close these accounts. Other service fees may apply; see Kentland Bank’s fee schedule. A KB Cash Back Checking account is required to open and maintain a KB High Yield Saver account. A linked KB High Yield Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each Monthly Qualification Cycle. Contact a Kentland Bank service representative at 800-850-5155 for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates, and enrollment instructions.

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