Personal Credit Cards
We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.
LOW RATE CARD
| Features: | Benefits: | Fees: |
|---|---|---|
| No annual fee. | 24-hour toll-free live customer assistance available at 800-367-7576 | Other fees may be charged, these fees are listed on the downloadable application. |
| Competitive ongoing APR. (1) | Online account information available 24/7 at www.cardaccount.net. | |
| 25-day interest-free grace period on all purchases. No grace period on cash advances. | Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. (see below) | |
| Individual and summary billing options. |
WORLD/PREFERRED POINTS REWARDS CARD
| Features: | Benefits: | Fees: |
|---|---|---|
| Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month. | Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. | Other fees may be charged, these fees are listed on the downloadable application. |
| Low introductory rate for first six months. (1) | To view or redeem rewards points, visit www.mypreferredpoints.com call 866-678-5191.or | |
| Competitive ongoing APR. (1) | 24-hour toll-free live customer assistance available at 800-367-7576. | |
| No annual fee. | Online account information available 24/7 at www.cardaccount.net. | |
| 25-day interest-free grace period on all purchases. No grace period on cash advances. | Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. (see below) | |
| Unlike some card offers, the APR (1) for purchases and cash advances is the same. We do not charge a higher rate for cash advances. |
Extraordinary benefits with MasterCard® including:
Concierge Service (2), Price Protection, Baggage Delay Insurance, Car Rental Collision Damage Waiver Insurance, Extended Warranty, Travel Assistance, Roadside Assistance, Purchase Assurance, and Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
Business Credit Cards
Choose the card that is right for your business - Standard Card with no annual fee or the Preferred Points Rewards Card.
STANDARD CARD
| Features: | Benefits: | Fees: |
|---|---|---|
| No annual fee. | 24-hour toll-free live customer assistance available at 800-367-7576. | Other fees may be charged, these fees are listed on the downloadable application. |
| Competitive ongoing APR. (1) | Online account information available 24/7 at www.cardaccount.net. | |
| 25-day interest-free grace period on all purchases. No grace period on cash advances. | Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. (see below) | |
| Individual and summary billing options. |
PREFERRED POINTS REWARDS CARD
| Features: | Benefits: | Fees: |
|---|---|---|
| Earn one reward point for each dollar spent, up to 10,000 points per month. | Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more. | Other fees may be charged, these fees are listed on the downloadable application. |
| Low annual fee of $49.00 per account. | To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191. | |
| Competitive ongoing APR. (1) | 24-hour toll-free live customer assistance available at 800-367-7576. | |
| 25-day interest-free grace period on all purchases. No grace period on cash advances. | Online account information available 24/7 at www.cardaccount.net. | |
| Individual billing option only. | Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits. (see below) |
Extraordinary benefits with MasterCard® including:
Car Rental Collision Damage Waiver Insurance, Extended Warranty, Purchase Protection, Travel Accident Insurance, Travel Assistance, Roadside Assistance, and Baggage Delay Insurance.
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.
To report a lost or stolen debit card after business hours, please call (888) 297-3416
For credit cards, please call (800) 367-7576
REMEMBER: Kentland Bank will never call, text, or email you for your account information. If you get one of these, it is a scam. Please just hang up the phone, delete the text or email and don’t give them any information. Kentland Bank does not sell or solicit non-financial products. Contact one of our branches if you have any questions. Or, visit our Protect Yourself page to learn more about Cyber Crime.
