Cybercriminals don't just send fraudulent email messages. They might call you on the telephone and claim to be from Kentland Bank.
The phone calls might even look like they come from Kentland Bank on your Caller ID, but they do not. There are numerous free software programs on the internet that allow scammers to “spoof” or fake the number they are calling from. Your Caller ID might show a call is coming from a trusted business, your bank or doctor, but it is not. It is a good idea to use a known number for the business and not the number that shows on your Caller ID. Look up the number in the phone book, off a statement, etc.
Cybercriminals might also setup infect trusted websites and display persistent pop-ups with fake warning messages and a phone number to call to get the “issue” fixed. They might offer to help solve your computer problems or sell you a software license. Once they have access to your computer, they can do the following:
• Trick you into installing malicious software that could capture sensitive data, such as online banking user names and passwords. They might also then charge you to remove this software.
• Convince you to visit legitimate websites and download software that will allow them to take control of your computer remotely and adjust settings to leave your computer vulnerable.
• Request credit card information so they can bill you for phony services.
• Direct you to fraudulent websites and ask you to enter credit card and other personal or financial information there.