KB Cash Back Checking
Earn 5.00% cash back on debit card purchases!^
No points to track. No categories to remember. Just straightforward cash back every month you meet our simple qualifications.^
No Category Restrictions
Earn cash back on all qualifying purchases^
ATM Fee Refunds
Refunds on ATM withdrawal fees, nationwide^
No Monthly Service Fees
Enjoy checking without the fees
Account Details
- Free checking that pays you back
- Get 5.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on as much as $200 in purchases monthly
- Earn as much as $120 cash back per year, $10 per month^
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Link to free KB High Yield Saver to build savings automatically
- No monthly service fee
- No minimum balance to earn rewards
- $25 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your KB Cash Back Checking account during each Monthly Qualification Cycle:
At least 12 debit card purchases
At least 1 direct deposit or
ACH Payment or ACH Credit transaction
Be enrolled in and agree to
receive E-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free.
Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Disclamer
^Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit and credit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. See our website (www.kentlandbank.com) or contact us at 800-850-5155 and one of our branch service representatives for specific Monthly Qualification Cycle dates. Reward Information: When KB Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive 5.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your KB Cash Back Checking account during the Monthly Qualification Cycle in which you qualified. NOTE: ATM fee reimbursements only apply to KB High Yield Checking or KB Cash Back Checking transactions via ATM; KB High Yield Savings ATM transaction fees are not reimbursed nor refunded. When your KB Cash Back Checking account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cashback payments and nationwide ATM withdrawal fee reimbursements will be credited to your KB Cash Back Checking account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of 1 account(s) per social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.


