Kentland Bank Services & Fees

Account Management & Maintenance

  • Account Reconciliation Fee
    $30 per hour

    Help balancing or investigating your account activity
  • Current Account Activity Printout
    $2

    Printed summary of recent account activity
  • Dormant Account Fee
    $5 per month

    Monthly fee after account is inactive
  • Early Account Closing
    $25 (within 90 days of opening)

    Fee for closing account shortly after opening
  • Research Copy Fee/Copies
    $2 each

    Cost per copy retrieved during research
  • Research on Accounts
    $30 per hour

    Detailed investigation into account history
Service or Fee Amount Charge Frequency Details Description
Account Reconciliation Fee $30 hour Help balancing or investigating your account activity
Current Account Activity Printout $2 Printed summary of recent account activity
Dormant Account Fee $5 month Monthly fee after account is inactive
Early Account Closing $25 within 90 days of opening Fee for closing account shortly after opening
Research Copy Fee/Copies $2 each Cost per copy retrieved during research
Research on Accounts $30 hour Detailed investigation into account history

Cards, Payments & Transactions

  • Use of a Non-Kentland Bank ATM
    $2

    Fee for using out-of-network ATMs
  • ATM/Debit Replacement Card
    $20

    Charge for replacing lost/stolen card
  • NSF Paid Item Fee
    $30 (Max $150/day)

    Fee when overdrawn payment is covered
  • NSF Return Item Fee
    $30 (Max $150/day)

    Fee when payment is returned for insufficient funds
  • Overdraft Accrual Charge
    $5 a day after 7 days (Max $60/occurrence)

    Daily charge for prolonged overdraft
  • Cashier’s Check
    $5 (Club Members only pay $2.50)

    Bank-issued check guaranteed by funds
  • Collection Item
    $25

    Fee to process incoming collection items
  • In-House Check Printing
    Varies by style/quantity

    Cost of printed personal checks
  • Money Order
    $2 (Club Members only pay $1)

    Prepaid payment document
  • Return Deposit Item
    $10per item

    Fee for bounced deposit
  • Stop Payment
    $30

    Request to cancel a check or payment
  • Visa Gift Card
    $4 each

    Prepaid gift card
  • Wire Transfer - Incoming Domestic
    $10

    Funds received from U.S. bank
  • Wire Transfer - Incoming Foreign
    $20

    Funds received from outside U.S.
  • Wire Transfer - Outgoing Domestic
    $25

    Send funds within U.S.
  • Wire Transfer - Outgoing Foreign
    $65

    Send funds internationally
Service or Fee Amount Charge Frequency Details Description
Use of a Non-Kentland Bank ATM $2 Fee for using out-of-network ATMs
ATM/Debit Replacement Card $20 Charge for replacing lost/stolen card
NSF Paid Item Fee $30 Max $150/day Fee when overdrawn payment is covered
NSF Return Item Fee $30 Max $150/day Fee when payment is returned for insufficient funds
Overdraft Accrual Charge $5 a day after 7 days Max $60/occurrence Daily charge for prolonged overdraft
Cashier’s Check $5 Club Members only pay $2.50 Bank-issued check guaranteed by funds
Collection Item $25 Fee to process incoming collection items
In-House Check Printing Varies by style/quantity Cost of printed personal checks
Money Order $2 Club Members only pay $1 Prepaid payment document
Return Deposit Item $10 per item Fee for bounced deposit
Stop Payment $30 Request to cancel a check or payment
Visa Gift Card $4 each Prepaid gift card
Wire Transfer - Incoming Domestic $10 Funds received from U.S. bank
Wire Transfer - Incoming Foreign $20 Funds received from outside U.S.
Wire Transfer - Outgoing Domestic $25 Send funds within U.S.
Wire Transfer - Outgoing Foreign $65 Send funds internationally

Business & Commercial Banking

  • Extra Locking Bag
    $10 each

    Additional secure bag for deposits
  • Night Depository Service
    $25 per year

    After-hours commercial deposit service
  • Visa/MasterCard Merchant
    Ask for details

    Merchant account service
Service or Fee Amount Charge Frequency Details Description
Extra Locking Bag $10 each Additional secure bag for deposits
Night Depository Service $25 year After-hours commercial deposit service
Visa/MasterCard Merchant Ask for details Merchant account service

Documentation & Other Services

  • Fax - Each Additional Page
    $1

    Fee per extra fax page
  • Fax - Incoming/Outgoing First Page
    $5

    Fee for sending or receiving faxes
  • Photocopy
    $0.25 each (Club Members get 5 free document copies a month)

    Standard document copies
  • Photocopy for Non-profit Organizations
    $0.1 each

    Discounted rate for non-profits
  • Statement Copy
    $3

    Reprint of account statements
  • Garnishment/Levy
    $35

    Processing fee for court-ordered withdrawals
  • Notary Service
    $2 (Document notarization is FREE for Club Members)

    Document notarization
  • Signature Guarantee
    $15

    Guarantee of signature authenticity
  • IRA Transfer Fee
    $25

    Fee to move your IRA to another institution
  • Self Directed IRA
    $50 per year

    Annual fee for managing your own IRA
Service or Fee Amount Charge Frequency Details Description
Fax - Each Additional Page $1 Fee per extra fax page
Fax - Incoming/Outgoing First Page $5 Fee for sending or receiving faxes
Photocopy $0.25 each Club Members get 5 free document copies a month Standard document copies
Photocopy for Non-profit Organizations $0.10 each Discounted rate for non-profits
Statement Copy $3 Reprint of account statements
Garnishment/Levy $35 Processing fee for court-ordered withdrawals
Notary Service $2 Document notarization is FREE for Club Members Document notarization
Signature Guarantee $15 Guarantee of signature authenticity
IRA Transfer Fee $25 Fee to move your IRA to another institution
Self Directed IRA $50 year Annual fee for managing your own IRA